SAMA regulated Shariah compliant

Lookingforthenextbiginvestmentopportunity?

We connect you with a diverse range of small businesses seeking funding to take their ideas to the next level.

Why Hala Financing?

We Offer a Diverse Range of Opportunities

Wide Range of Opportunities

We carefully vet each project to ensure that they are innovative, viable, and have the potential to generate significant returns.

Transparency and Security

Our platform employs advanced security measures to ensure that your investment is safe and secure.

Flexible Investment Options

You can choose the investment option that works best for you and your financial goals.

Dedicated Support

Our team of experts is dedicated to helping you achieve your investment goals and providing you with the support you need throughout the investment process.

Ready to start investing
with us?

Contact us, and we will get back to you within 24 hours.

🇸🇦+966
Neighborhood Grocery StoreAlolaya, Riyadh
Risk scoring
ALow Risk
Credit History Excellent
Revenue Very High
Revenue Growth Very High
Transaction Volume High

Highly Reliable Scoring Engine

Every SME that applies for invoice financing must go through our risk assessment process. Only the ones that we approve are displayed on our platform as an opportunity for investors to pick and choose.

Check our credit assessment

Certified by
Shariah Committee.

Hala Financing operates entirely under a Tawarruq structure, a formally recognized Islamic financing mechanism approved by leading Shariah scholars. No interest. Just transparent, asset-backed financing.

Step 1

Your investment amount is transferred into Hala's investment account.

Hala receives your investment funds directly into the investment account for immediate allocation.

Step 2

Hala purchases the commodity on your behalf.

Hala buys a commodity (e.g., metals) from an approved international exchange at spot price on your behalf.

Step 3

Commodity sold to merchant on deferred terms.

Hala sells the commodity on your behalf to the merchant at a marked-up price (cost + profit), payable in installments.

Download Shariah Certificate

Got Questions? We Have Answers.

Still have questions? We're here to help.

Contact Us

Risk Warning

The competent finance team at Hala Financing evaluates the credentials of each business before finalizing a user agreement. As a buyer-centric entity, Hala Financing adheres to a set of compliance practices and mechanisms to ensure that only authentic listings are featured on the platform for funding purposes. Nonetheless, it is imperative for investors to understand that they are lending to SMEs which maybe at the early-stages of establishing their presence in the industry. Therefore, the level of risk associated with such investments is higher which could also result in a potential loss and delays in repayment. It is necessary to understand that you could lose your money.

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